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Risk is written by Jamie Freveletti and published by Harper Collins. It's available with International Standard Book Number or ISBN identification 0062264710 (ISBN 10) and 9780062264718 (ISBN 13).
When biochemist Emma Caldridge applies for kidnapping insurance, it's denied. Sebastian Ryan, the risk analyst for the insurance company, takes one look at her history of winding up in the wrong place at the wrong time and deems her a "statistical nightmare." But for Ryan the nightmare is just beginning, and he'll need Caldridge's assistance if he's going to survive.